Colorado Uniform Consumer Credit Code
The 2018 Annual Report Forms are now available. All licensed supervised lenders must file a 2018 Annual Report and verify proof of financial responsibility by June 1, 2019. Visit the 2018 Annual Reports Center for more information and to access the report forms.
The Administrator of the Colorado Uniform Consumer Credit Code ("UCCC") has issued an Advisory regarding Proposition 111 and an Opinion, dated January 4, 2019.
Click here to view the Administrator's Opinion.
The Colorado Uniform Consumer Credit Code (UCCC) is a state law that regulates the terms and conditions of consumer credit in the State of Colorado. It sets maximum rates and charges, requires disclosure of the cost of credit so consumers may shop for the best rates, and provides remedies for consumers on default. The UCCC does not apply to first mortgage residential acquisition and refinance loans except for its sections on disclosures of the cost of credit, certain consumer remedies, and administrative powers. Most other consumer credit transactions such as payday loans, automobile loans, second mortgages, state-issued credit cards, and signature loans are subject to the UCCC.
Active Notification Filers
Laws & Rules
Colorado Department of Law
Consumer Protection Section, UCCC
Ralph L. Carr Colorado Judicial Center
1300 Broadway, 6th Floor
Denver, CO 80203